Bankr. No.: 
03-41477
Chapter: 
7
Date of Decision: 
December 30, 2003
Issue: 
Whether certain funds that were garnished from Debtor’s wages pre-petition should be returned to him as part of his exemptions under S.D.C.L. § 15-20-12? 
Ruling: 
The garnished funds are part of the bankruptcy estate and they cannot be exempted by Debtor due to the specific limitation on the exemption of earnings set forth  in  S.D.C.L.  § 21-18-53.  The  Court  did  not  reach  the  issue  of  whether § 15-20-12 is an exemption statute that can be utilized by a debtor in bankruptcy.
Full Bankruptcy Court Decision: 
